Quick access to secured term loans of up to ₹15 crore. Connect with over 30 lenders using just one application. Unlock the best interest rates available in the market.
Secured Business Loans
Loan Amount up to
15L – 15Cr
Reducing Rates Starting from
9% p.a.
Loan Tenure up to
20 years
Collateral Required
Yes
When considering a secured business loan in India, it’s essential to understand the key terms that govern these financial products. Secured loans are backed by collateral, which can include property, equipment, or other valuable assets, offering borrowers lower interest rates and flexible repayment options.
What are the risks of taking a Secured Business Loan?
Understanding the risks associated with secured business loans is vital for making informed financial decisions. Assess your business’s ability to handle the obligations and consult with financial advisors to develop a strategy that aligns with your growth goals. If you’re ready to explore your options, get in touch with us for expert guidance!
What are the benefits of a Secured Business Loan?
Secured business loans offer lower interest rates due to collateral backing, making borrowing more affordable. They provide higher loan amounts, ideal for expansion or equipment purchases. With flexible repayment terms of 1 to 15 years, businesses can better manage cash flow. Additionally, timely repayments can improve your credit profile, facilitating future financing opportunities.
When to apply for a Secured Business Loan?
Consider applying for a secured business loan when you need substantial funds for expansion, equipment purchases, or working capital. It’s also ideal if your business has stable cash flow and valuable assets to use as collateral. Additionally, apply when you want to take advantage of lower interest rates and favorable repayment terms. If you’re ready to invest in growth, a secured loan can be an excellent option.
Business Vintage : Min 3 Years
Age : Min 23 Yrs Old
Annual Turnover : Min 20L
Owned Commercial Property
Owned Residential Property
Industrial Property
Warehouse & Buildings
Gold Jewellery & Machinery
Promoter Aadhaar Card
Promoter PAN Card
Current Residential Address Proof
Residence and Office Ownership Proof
Business Registration Proof
Income Tax Returns (ITR) and Computation of Income
Business Bank Account Statements
Audited Financials
GSTR-3B
Collateral Documents
Get the perfect funding to achieve your dreams!
No more shopping around! We’ve curated 100+ loan products to meet your specific business needs so you can save time and directly apply for the loan right for you.
Have revenue over 3Cr and need more than 50L in Unsecured Business Loans? Use our premium service to get your dream loan.
Have revenue over 3Cr and need more than 50L in Unsecured Business Loans? Use our premium service to get your dream loan.
Still Searching for the perfect business loan?
FAQs
With just one application, you gain access to over 30 trusted business lenders. Say goodbye to the tedious and time-consuming process of researching and separately applying for a business loan with multiple lenders. Our platform streamlines the process into one single application that is sent to multiple lenders at once to get you the best loan options, saving you valuable time and effort. Better still, once you are approved for a loan, we’ll negotiate to get you the best business loan interest rate and terms, highest amount possible, and quickest disbursal so you can spend your time focused on building your business.
We are not a lender. We’re a technology platform that helps SMEs in India get business funding in 3-7 days. When you apply for a business loan with us, we check your business loan eligibility for free and match you with the right lenders, increasing your business loan prospects. We even negotiate on your behalf to ensure you get the best possible business loan interest rate and terms. Think of us as your free business financing advisors who are ready to fight for you, so that you can work smart and achieve your dreams.
Yes, we do a soft pull of your Experian Credit Report when checking your eligibility for business financing. This credit check is free, has no impact on your credit score, and we even send you a copy of your report, so you know how healthy your credit is. We use this score to match and apply for business loans with the right lenders and get you unbeatable loan terms customized for you.
We want to help every SME across India find a business loan for their needs that is affordable, convenient, and quick. So, we’re constantly expanding our network of partners by adding in new banks and NBFCs to our digital platform. Our lender partners currently include ICICI, IDFC, Bajaj Finserv, Deutsche Bank, Lendingkart, Kotak Mahindra Bank, Tata Capital, and more!
We know how important it is for small businesses to save money wherever possible. Once we match you with a lender who is the right fit for your needs, we negotiate with them to ensure you get a business loan interest rate that is lower than the market rates! On average, we’ve helped our borrowers get Unsecured business financing up to 9% less than their initial offers, and Secured business loans 2% lower than what the lender first offered them. We’ll fight to ensure you get the best interest rate too!
ITrustFinserv is a Business Loan solution company that applies proprietary methods on behalf of businesses. We help businesses to overcome the challenges of a hasty business loan process & assist them for smooth loan approvals.
ITrustFinserv is a Business Loan solution company that applies proprietary methods on behalf of businesses. We help businesses to overcome the challenges of a hasty business loan process & assist them for smooth loan approvals.