Fuel Growth
Unsecured Business Loans
Quick access to secured term loans of up to ₹15 crore. Connect with over 30 lenders using just one application. Unlock the best interest rates available in the market.
Unsecured Business Loans
Key Features
Loan Amount up to
1L – 5Cr
Reducing Rates Starting from
15% p.a.
Loan Tenure up to
12 months – 36 months
Collateral Required
No
Unsecured Business Loan Terms
Our unsecured business loans in India offer flexible repayment options, typically ranging from 1 to 3 years. Borrowers can access amounts from ₹1 lakh to ₹5 crore without collateral. Interest rates vary based on creditworthiness and business performance, ensuring competitive offers. Quick approval and minimal documentation make funding accessible for all business types.
What are the risks of taking a Unecured Business Loan?
Unsecured business loans in India can lead to higher interest rates due to the absence of collateral, increasing overall repayment costs. Additionally, failing to repay on time may negatively impact your credit score, limiting future financing options. Cash flow issues can arise if monthly payments strain your budget. Lastly, lenders may impose strict terms, potentially resulting in financial strain if not managed carefully.
What are the benefits of a Unsecured Business Loan?
Unsecured business loans in India provide quick access to funds without the need for collateral, making them ideal for startups and small businesses. The application process is streamlined, with minimal documentation required, enabling faster approval. Flexible repayment terms allow you to manage cash flow effectively. Additionally, funds can be utilized for various purposes, such as expansion, inventory purchase, or working capital needs.
When to apply for a Unsecured Business Loan?
Consider applying for an unsecured business loan when you need quick capital for urgent expenses, such as inventory restocking or equipment upgrades. It’s also ideal for businesses looking to seize growth opportunities without tying up assets. If your credit score is strong, you can secure favorable terms. Additionally, apply when your cash flow is stable, ensuring timely repayments and minimizing financial stress.
How We'll Help You
Who Can Apply
- Business Registration : Required
Business Vintage : Min 3 Years
Age : Min 23 Yrs Old
Annual Turnover : Min 20L
Collateral You Can Use
Owned Commercial Property
Owned Residential Property
Industrial Property
Warehouse & Buildings
Gold Jewellery & Machinery
Documents You'll Need
Promoter Aadhaar Card
Promoter PAN Card
Current Residential Address Proof
Residence and Office Ownership Proof
Business Registration Proof
Business Bank Account Statements
Your Business Loan Options
Get the perfect funding to achieve your dreams!
No more shopping around! We’ve curated 100+ loan products to meet your specific business needs so you can save time and directly apply for the loan right for you.
Looking for a High-Value Loan?
Have revenue over 3Cr and need more than 50L in Unsecured Business Loans? Use our premium service to get your dream loan.
Looking for a High-Value Loan?
Have revenue over 3Cr and need more than 50L in Unsecured Business Loans? Use our premium service to get your dream loan.
Still Searching for the perfect business loan?
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FAQs
With just one application, you gain access to over 30 trusted business lenders. Say goodbye to the tedious and time-consuming process of researching and separately applying for a business loan with multiple lenders. Our platform streamlines the process into one single application that is sent to multiple lenders at once to get you the best loan options, saving you valuable time and effort. Better still, once you are approved for a loan, we’ll negotiate to get you the best business loan interest rate and terms, highest amount possible, and quickest disbursal so you can spend your time focused on building your business.
We are not a lender. We’re a technology platform that helps SMEs in India get business funding in 3-7 days. When you apply for a business loan with us, we check your business loan eligibility for free and match you with the right lenders, increasing your business loan prospects. We even negotiate on your behalf to ensure you get the best possible business loan interest rate and terms. Think of us as your free business financing advisors who are ready to fight for you, so that you can work smart and achieve your dreams.
Yes, we do a soft pull of your Experian Credit Report when checking your eligibility for business financing. This credit check is free, has no impact on your credit score, and we even send you a copy of your report, so you know how healthy your credit is. We use this score to match and apply for business loans with the right lenders and get you unbeatable loan terms customized for you.
We want to help every SME across India find a business loan for their needs that is affordable, convenient, and quick. So, we’re constantly expanding our network of partners by adding in new banks and NBFCs to our digital platform. Our lender partners currently include ICICI, IDFC, Bajaj Finserv, Deutsche Bank, Lendingkart, Kotak Mahindra Bank, Tata Capital, and more!
We know how important it is for small businesses to save money wherever possible. Once we match you with a lender who is the right fit for your needs, we negotiate with them to ensure you get a business loan interest rate that is lower than the market rates! On average, we’ve helped our borrowers get Unsecured business financing up to 9% less than their initial offers, and Secured business loans 2% lower than what the lender first offered them. We’ll fight to ensure you get the best interest rate too!