Real estate development demands significant upfront capital, and at I Trust Finserv, our builder finance solutions are designed to help developers and construction companies fund every stage of a project, from land acquisition and approvals to construction and final handover. Whether you're developing residential apartments, commercial complexes, or mixed-use projects, our builder finance options give you the working capital and construction funding needed to keep your project moving forward without cash flow constraints holding you back.
Builder finance is structured around the unique cash flow pattern of construction projects, where large capital outlays happen early while sales revenue is realized over time. At I Trust Finserv, we understand these dynamics and offer financing that is disbursed in line with construction progress, backed by a thorough assessment of the project's approvals, location, and sales potential. From land purchase finance to construction-linked funding, our team works with developers to structure a financing plan that protects project timelines and profitability, while ensuring transparent terms and dedicated support from application through to project completion.
Residential, commercial, and mixed-use development projects with valid approvals and clear land title are generally eligible. Our team assesses each project based on location, approvals, and expected sales performance.
Land title documents, project approvals and permits, a detailed project report, cost estimates, developer KYC, and financial statements are typically required. Our advisors will guide you through the exact documentation for your project.
Funds are usually released in stages, linked to construction milestones verified through site inspections, ensuring capital is deployed efficiently as the project progresses.
Repayment is typically aligned with the project's expected sales realization, allowing developers to repay as units are sold rather than through fixed EMIs, helping manage cash flow through the construction period.